Asset Protection, Insurance, Services Offered
Alyssa Miranda
The Doctor’s Guide to Buying Disability ...

Most of the doctors that I meet with don’t jump for joy when I bring up the topic of insurance.  This is understandable, as it’s one of the few items you pay for and hope to never use. In many ways, it’s simply a piece of paper with a promise, and that sounds as thrilling as watching paint dry. However, like a house, a financial plan needs a solid foundation, or life can get interesting in the worst kind of ways. The foundation of any financial plan is income and it’s vital that it doesn't go away. Protecting the specialized income you make as a doctor, is fundamental for developing a good wealth building strategy. This is done by putting in place a quality disability insurance policy. Let’s look at how to do this successfully.

The Doctor’s Guide to Buying Disability Insurance
Services Offered
Alyssa Miranda
Doctors, Here is Your 1st Quarter 2025: ...

This represents general benchmarks for the first quarter of 2025.

Doctors, Here is Your 1st Quarter 2025: Benchmark Performance Update
Contracts, Services Offered
Alyssa Miranda
The Importance of Benchmarking Doctors’ ...

By far a doctor’s largest asset is their income. However, often this asset is neglected. Your income is what allows you to realize wealth over time.

Let’s assume a doctor goes into practice at age 35 and retires at age 65. That provides them 30 years of earnings. To keep things simple, I’m showing numbers before adjusting for inflation, earnings growth, and taxes.

The Importance of Benchmarking Doctors’ Compensation
Taxes
Alyssa Miranda
Doctors, Beware These Four Common Tax Missteps

As a financial advisory firm, we talk to hundreds of doctor households each year and see their tax returns. On occasion, we spot issues with their taxes. As you prepare for filing your taxes, we thought you’d want to know the common tax missteps we see with doctors.

Doctors, Beware These Four Common Tax Missteps
Debt, Student Loans
Alyssa Miranda
The Latest on SAVE for PSLF: January 2025

We thought we’d give a quick update on the state of Public Service Loan Forgiveness (PSLF). So much has changed over the last few years; it’s worth going through a quick timeline.

The Latest on SAVE for PSLF: January 2025
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Biden’s New Student Debt Plan Proposal and How it Could Affect Doctors

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Biden’s New Student Debt Plan Proposal and How it Could Affect Doctors

In mid-April 2024, the Biden administration announced some potential relief for student loan borrowers.  

It’s important to note this is potential relief. Nothing is finalized yet. Just like the previous announcement of forgiving $10,000 student loan balances, the latest relief may also get jammed up in the courts.

Here is the short version of the potential relief announced that may impact doctors:

According to Research, 4 Things You Don’t Know About Retirement

According to Research, 4 Things You Don’t Know About Retirement

In the ever-changing world of finance, our CIO and advisor, Josh Lantz , stays up to date by reading research studies and sharing them with our team. Today, he breaks down a study for our doctors about what adds value to your life in retirement. Keeping these aspects in mind can help you stress less and feel better prepared for a fulfilling retirement. 

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PSLF Update 2024: Payment Count Adjustments for Doctors

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PSLF Update 2024: Payment Count Adjustments for Doctors

One of the most popular financial questions we get from doctors is “How do I receive Public Service Loan Forgiveness (PSLF) in the quickest and cheapest way possible?”. Although there’s no way to bypass the requirement of 10 working years at a 501c3/not-for-profit, the federal government has opened some new avenues to count previously missed opportunities for qualification.

Basic Estate Planning for Doctors

Basic Estate Planning for Doctors

All doctors need an estate plan, but in our experience very few have them. Most state it’s because they don’t know where to start or what all an estate plan should include.  At a minimum, doctors should look to get a basic estate plan when they initially have children. Estate planning can get complex. This quick article is meant to outline what to look for in that first basic estate plan.

Are you ready to take the next steps in securing your financial future? Click here to book a complimentary consultation with one of our team members.