2 Minute Tax Tips: Employing Your Children

Do you own your own practice and/or make 1099 income from your side gig? Do you have children? Well this tax tip is for you:

Hire your children! For 2022, dependents can make up to $12,950.00 without having to claim it on a tax return. Then you, as a business owner, can deduct that from your business's tax returns.

For 2022, you can contribute up to $6,500.00 per year into a Minor Roth IRA under your child’s name if they’ve earned income throughout the year. This should grow to ~$200,000.00 by the time they are retirement age!

Stay tuned for more 2 minute tax tips.


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Katherine Vessenes, JD, CFP®, is the founder and CEO of MD Financial Advisors who serve 500 doctors from Hawaii to Cape Cod. An award-winning Financial Advisor, Attorney, Certified Financial Planner®, author and speaker, she is devoted to bringing ethical advice to physicians and dentists. She can be reached at Katherine@mdfinancialadvisors.com.