The MD Financial Difference
Medical Dental Financial is a team of retainer-based financial consultants who provide concierge financial planning for physicians and dentists. We patterned our practice after the world-famous Mayo Clinic. Patients fly into Rochester, MN from all over the globe to get world-class, collaborative, concierge medical care from topnotch physicians. We wanted to provide that same level of financial service and advice to the physicians and dentists who devote their lives to saving lives.
Like Mayo we:
- Have a fiduciary duty to only make financial recommendations that are in our clients’ best interests. We are not obligated to any investment or insurance company and always provide unbiased, ethical advice.
- Provide a one-stop, collaborated team of financial experts. By bringing together a world-class, coordinated, and experienced financial team, we save you time, money and hassles. This leaves you more time to live your life and take care of your patients.
- Tailor make a customized, financial plan that will improve your financial health today and in the future. Our advice will help simplify your financial life, reduce taxes, and help you build your wealth and protect it.
- Have an extraordinarily high rate of satisfied clients. Over 95% of our new clients come from referrals. We think this is the best vote of confidence!
- Specialize in reducing taxes both now and in the future. Minimizing your taxes today and in retirement will have a larger impact on your financial future than any market gains. Remember it is not how much you make, it is how much you keep.
In short, we are the busy doctors’ team of concierge, financial advisors dedicated to helping you plan, protect and prosper.
Break Through the Jargon
We guide you through complex financial matters by developing a comprehensive financial plan focused on these key areas.
HOME BUYING ANALYSIS
RESIDENTS AND FELLOWS
We create a summarized plan that shows all of your options for loan forgiveness, forbearance, refinancing, minimum payments, or accelerated debt pay downs.
As doctors you are a target for lawsuits. You can take steps to protect your assets and income from frivolous lawsuits.
Doctors appreciate our transparent, proven, and scientific approach to investing. We use low Dimensional Fund Advisor funds to create diversified portfolios customized to your situation.
Doctors have challenges unique to your occupation: you start saving later and you want to retire earlier so it is possible you could be retired for 20 to 30 years. We help you develop a plan so you don’t have to worry about money.
Home Buying Analysis
Buying a home can be complicated when you consider all of the many options available to you. We help doctors evaluate the lender options that are best for their situation.
We help doctors understand their contracts and avoid the common landmines. Many of our clients have negotiated $5,000 to $25,000 dollars more in extra pay or bonuses using our guidance.